Spectrum Family of Companies, LLC dba Spectrum Commercial Lending (Spectrum) was started in 2006, originally with partners combining experience from non-profit side of lending and the banking industry. All partners had experience with SBA loans and they formed Spectrum to provide an alternative source of real estate financing. Over the years, the ownership has evolved but the focus has remained the same: Understand the importance of every transaction, continuously striving to provide the best possible commercial mortgage financing solution for each borrower’s situation.

Spectrum Commercial Lending is currently based out of Newport Beach, California. The Spectrum team works directly with borrowers to find commercial real estate financing for their businesses. Spectrum has direct access to secondary market lenders and private funds. In addition, Spectrum works with many regional banks to provide our borrowers financing needed to help with their real estate financing.

One of Spectrum’s major strengths is providing access to a wide range of commercial real estate loan options. They have helped provide the following types of commercial real estate loans: Conventional, Investor, SBA 504, SBA 7(a) and California State Guarantee Loans.

Since inception, Spectrum has helped provide over $1.5 Billion in first trust deed funds for small businesses across the country. The main product that Spectrum provides the client is the SBA 504 loan. The SBA 504 market is fragmented due to underwriting and processing delays at both the bank level (1st Trust Deeds) and the Certified Development Company level (2nd Trust Deeds). Expertise in processing SBA 504 loans, and reducing time-to-fund, is a high-value defensible niche that differentiates the team’s effectiveness.

Spectrum prides itself for arranging the right type of financing for their borrower’s project. Their experienced team has in depth knowledge of the commercial real estate market and the financing available. They provide quick response and work to make sure that the borrowers get their escrows closed.

Spectrum separates itself from the competition mainly due to its long-standing SBA market relationships for sourcing and placement, which is attributable to 18 years of relevant participation in the market. The team has a depth of experience in the primary SBA loan origination market with a reputation for integrity, high customer satisfaction and reliably consistent loan closings.

Loans will be engaged or made pursuant to a California Finance Law License.

License #603E260

3636 Birch St., #260 Newport Beach, CA. 92660